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home  »  Personal  »  Term Deposit  »  Cumulative Benefit Deposit
Cumulative Benefit Deposit
 

 
What is a Cumulative Benefit Deposit Scheme?
 
The Cumulative Benefit Deposit Scheme combines the benefits of the R.D. and R.D.P. Your savings are accumulated in the form of R.D. and reinvested after the desired period in R.D.P.
 
Can I apply for a Cumulative Benefit Deposit Scheme?
 
Salaried persons
Housewives
Students
Small savers
Professionals & Self-employed
 
What are the features of a Cumulative Benefit Deposit Scheme?
 
The Cumulative Benefit Deposit Scheme has various customer-convenient features.
 
It combines the benefits of both the Recurring Deposit and the Reinvestment Deposit
You can invest any amount, anytime
You can choose from a combination of four plans…
  Plan I - R.D. for 1 year and R.D.P. for 4 years
Plan II - R.D. for 2 years and R.D.P. for 3 years
Plan III - R.D. for 3 years and R.D.P. for 2 years
Plan IV - R.D. for 4 years and R.D.P. for 1 year
You can avail loans up to 85% of investment and accrued interest
You can close your deposit prematurely
You don't have to pay any penal interest if the R.D. account is closed after the 1st stage
 
What is the minimum amount I can deposit?
 
The minimum deposit is Rs. 100/-. Higher deposits should be in multiples of Rs. 5/-.

While all efforts have been made to update the information, constituents are requested to contact the branches for latest details.

The Cumulative Benefit Deposit Scheme has various customer-convenient features.The minimum deposit is Rs. 100/-. Higher deposits should be in multiples of Rs. 5/-.While all efforts have been made to update the information, constituents are requested to contact the branches for latest details.
 

   
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